*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:#183047;background:#f7faff;line-height:1.65}a{color:#1765b0;text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1160px;margin:auto;padding:0 22px}.top{background:#102b4b;color:#fff;font-size:13px;padding:8px 0}.top a{color:#d9eaff}.nav{background:white;border-bottom:1px solid #e3eaf2;position:sticky;top:0;z-index:5}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:15px;padding-bottom:15px}.logo{font-size:22px;font-weight:850;color:#163c69}.logo span{color:#eb8c26}.links{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.btn{display:inline-block;background:#e88827;color:#fff!important;padding:12px 20px;border-radius:30px;font-weight:750;border:0;cursor:pointer}.btn:hover{background:#cc7116;text-decoration:none}.btn2{background:#e7f1fb;color:#15558c!important}.hero{padding:72px 0;background:radial-gradient(circle at 85% 10%,#d6e9ff,transparent 40%),linear-gradient(130deg,#f5faff,#eaf3ff)}.hero h1{font-size:clamp(32px,5vw,56px);line-height:1.12;max-width:790px;margin:10px 0 22px}.lead{font-size:19px;color:#4c647c;max-width:730px}.eyebrow{font-weight:800;color:#1876b7;letter-spacing:.08em;text-transform:uppercase;font-size:12px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.section{padding:52px 0}.section h2{font-size:30px;margin:0 0 12px}.muted{color:#61768b}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:white;border:1px solid #e0e8f2;border-radius:17px;padding:23px;box-shadow:0 6px 20px #153d6210}.card h3{margin:7px 0 9px;line-height:1.3}.card p{color:#587086}.tag{display:inline-block;color:#1b6397;background:#eaf4ff;padding:4px 9px;border-radius:15px;font-size:12px;font-weight:700}.banner{width:100%;max-width:970px;height:auto;display:block;margin:22px auto;border-radius:12px}.content{display:grid;grid-template-columns:minmax(0,2fr) minmax(230px,1fr);gap:25px}.article{background:#fff;border:1px solid #e0e8f2;padding:34px;border-radius:18px}.article h1{line-height:1.2;font-size:clamp(28px,4vw,42px)}.article h2{margin-top:32px}.article li{margin-bottom:10px}.thumb{width:100%;height:auto;border-radius:14px}.sidebar .card{margin-bottom:18px}.sidebanner{width:100%;height:auto;border-radius:12px}input,textarea,select{display:block;width:100%;padding:13px;margin:6px 0 16px;border:1px solid #cddbea;border-radius:9px;font:inherit}label{font-weight:650}footer{background:#102b4b;color:#d8e4f1;padding:36px 0;margin-top:50px}footer a{color:#fff}.foot{display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.disclose{font-size:13px;color:#c1d1e0;max-width:760px}.search{max-width:580px;width:100%;font-size:17px}#results .card{display:block}@media(max-width:800px){.grid{grid-template-columns:1fr 1fr}.content{grid-template-columns:1fr}.nav .wrap{align-items:flex-start;flex-direction:column}.hero{padding:45px 0}}@media(max-width:540px){.grid{grid-template-columns:1fr}.article{padding:21px}.links{gap:10px}.section{padding:36px 0}}